Our Story

A payments
business built for
businesses for Africa

Cellulant storyCellulant is a leading payments company in Africa for global, regional and local businesses.

We provide a single API payments platform that enables businesses to collect payments online and offline while allowing anyone to pay from their mobile money, local and international cards or directly from their bank.

As you start your business or looking to expand your business in Africa, the team at Cellulant understands that you need a convenient, fast and secure digital payment platform that can ensure that your customers can pay you with ease. .

Over the last 20 years, Cellulant has become an established and reputable digital payments provider, making the payment process of your business much easier.

Cellulant’s advanced automated and manual fraud systems ensure that your transactions are protected from fraudulent payments and chargeback claims. We are dedicated to meeting the highest standards of risk and compliance management as we understand the importance of keeping all your payments secure. In addition to being licensed to operate as a Payments Service Provider in multiple African countries, Cellulant has also achieved global security, privacy, business continuity and service management standards. The company’s certifications include ISO 27001 (ISMS), ISO 27701 (PIMS), ISO 22301 (BCMS), ISO 20000-1 (Service Management) and PCI-DSS.

Get Your Business Started on the Right Foot

When you connect with the team at Cellulant, you can rest assured that the health and safety of your business will be our top priority. Our Customer Success team is available 24/7 to give you attentive support around, and they’re empowered to resolve issues as quickly as possible. We will provide you with a one-stop shop experience as you work to equip your business with a reliable payment process.

And with the digital nature of our platform, you can give yourself added convenience and confidence as you move forward with the growth of your business. And with our easy integration process, you can right back to your daily responsibilities and grow your business.

Cellulant staff
Cellulant staff
Cellulant staff
Cellulant staff

What’s Our Story

What are the odds that two young Africans could start a company over a cup of coffee and be successful?

In 2001 two young African men from opposite ends of the continent sat across from each other at a dinner table that led to a discussion over a cup of coffee. So intense was the conversation that problem solving models were created on a serviette that would fuel the establishment and growth of a multinational African firm forever changing the payments landscape.

They called the business “Cellulant” paying homage to the growing mobile phone penetration in Africa, but also symbolising the importance of a Cell, the smallest structural and functional unit of life that when combined with other Cells, build a whole being. This is born from Cellulant’s deep belief that it is the power of being connected that enables us to accomplish more, together.

Mission Statement

Our Mission is to create
opportunities that
accelerate economic
growth for all of Africa.

Vision Statement

Our vision is to Enable seamless payments for businesses, banks and consumers across Africa.

Our Journey So Far

From a dream on a napkin to a payments leader

2003 - 2006


  • Our co-founders met and scribbled the initial concept Cellulant on a napkin
  • Our services reached Ghana with Spacefon
  • We launched a ringtone service in Kenya
  • We reached 8 million customers with a joint venture with Nation Africa for Nation Mobile

2007 - 2014

Cellulant 1.0

  • We launched our 1st mobile banking solution & are selected as one of the Top 10 medium-sized company finalists out of 453 at the Legatum Pioneers of Prosperity Africa Awards
  • We deploy the first mobile banking solution using USSD & were recognised as the inaugural top medium-sized company in Kenya in the KPMG Top 100 medium-sized company contest
  • We launch the first mobile wallet for most major banks to run with or without internet connectivity
  • We added agency banking, money transfer & bill payments into our platform and expanded footprint to Zambia, Botswana and Ghana. We also began to advance a converged payments ecosystem bringing together Banks, Merchants, Mobile Network Operators & Consumers
  • We radically revolutionised the mobile commerce world to create a converged ecosystem known as Lipuka We converged our ecosystem across Africa to reach to 35 financial institutional partners, 200 businesses and 13M active consumers.

2015 - 2020

Cellulant 2.0

  • We expanded mobile banking and digital wallet offering to a fully loaded mobile payments ecosystem and launched our mobile POS and rebranded our Agency banking Network to Tingg in Nigeria
  • We were named as the Best Payments and Transfer Fintech in Africa by Fintech 100
  • We launched Mula; a consumer product in Kenya, Tanzania, Ghana, Uganda, Zambia, Mozambique
  • Named as Company to Inspire Africa by the London Stock Exchange
  • We became the first Sub-Saharan Company to join Endeavour Global Entrepreneurs Network
  • Named Company of the year as the African Diaspora Awards in New York City
  • Raised $47.5 Million Series C from TPG Growth’s The Rise Fund to scale digital payments across Africa

2021 and beyond

Cellulant 3.0

  • Relaunched our brand
  • Converged all our payments solutions into a single digital payments platform

Where we work

We are Pan-African!

On our way to building a more digitized Africa, we’ve extended our networks to a number of locations all over the continent.

  • Teams in 18 countries
  • Serving 35 Countries
  • 450+ team

Join us create opportunity
for all of Africa.

Are you ready to be one of our dreamers? We are constantly building our community of values-driven professionals pushing themselves to be better and greater.

View open roles
Cellulant staff
Cellulant staff
Cellulant staff
Cellulant people